- Create your FSA ID:
The FSA ID is your user ID and signature for federal websites and forms. Keep it in a secure place, as you will need it each year.
If you are a dependent student, your parents will need their own FSA ID. Go to studentaid.gov/fsa-id/create-account.
- File your FAFSA:
Complete each year at studentaid.gov/fafsa and include the Daytona Beach Campus school code 001479 for all ERAU locations.
Allow 3 to 5 business days for processing. The priority submission date is March 1 for the fall.
- Apply for scholarships:
Search and submit applications each year. Find information and applications at prescott.erau.edu/financial-aid/scholarships.
Complete the ERAU Donor Funded Scholarship Application at erau.edu/scholarships from November 1 to March 1 each year.
- Monitor your To-Do List on ERNIE and complete all Tasks:
Check the week after submitting the FAFSA and throughout the year on ERNIE > Campus Solutions > Tasks.
- Estimate your costs:
Investigate costs and establish a budget each academic year prescott.erau.edu/admissions/estimated-costs.
View your bill starting July 1 for fall and December 1 for spring on ERNIE > Campus Solutions > Finances > Statement of Account.
Fluctuations in your bill may occur. Check your Statement of Account for the most current amount due.
- Give parents/spouses access to your records (recommended):
Privacy laws protect your information. Find the FERPA policy at erau.edu/ferpa.
Designate up to three individuals to have access to your information. Revise your designations at any time.
Grant Auxiliary Access on ERNIE > Campus Solutions > Profile > Auxiliary Access.
- Submit the Financial Aid Award Agreement eForm:
Once aid is offered, accept the terms and conditions of being a financial aid recipient on ERNIE > Campus Solutions > Tasks.
Forgot what you agreed to? Review the terms and conditions at prescott.erau.edu/financial-aid/terms-and-conditions.
- Complete your student loan documents, if borrowing federal student loans:
Use your FSA ID to log in to the sites below. Allow two business days for these tasks to update on ERNIE.
- MPN (Master Promissory Note) at studentaid.gov/mpn
- Loan Entrance Counseling at studentaid.gov/entrance-counseling
- Act on your student loan offer:
The MPN and Loan Entrance Counseling must show as completed on ERNIE before you can take action on your student loans.
Accept, decline, or reduce your loan offer each year on ERNIE > Campus Solutions > Financial Aid > Accept/Decline > Pencil icon.
- Pay your tuition deposit:
Submit the nonrefundable tuition deposit by May 1 on ERNIE.
Find instructions at prescott.erau.edu/admissions/applied-students/submitting-your-tuition-deposit.
- Apply for housing and pay the housing deposit:
Fill out the application on ERNIE > Tools > Housing and Meal Plans and pay the deposit by June 1 (earlier is better due to demand).
Find instructions at prescott.erau.edu/admissions/applied-students/submitting-your-housing-deposit.
Looking for off-campus housing? Check out prescotterausga.com/housing-availability.
- Select a meal plan:
View options at prescott.erau.edu/campus-life/dining. First-year students living on-campus must purchase the 7-Day All Access Plan or the 250 Block Mega Plan. For help, email prdining@erau.edu or call 928-777-6904.
- Register for classes:
You should receive a welcome email from your academic advisor that contains a registration guide and how to book an appointment. Find your advisor by logging in to ERNIE and under My Courses, click on My Advisors. Most aid requires full-time enrollment (12 or more credit hours) for disbursement. Make sure to register full-time by the Fee Payment Deadline each term.
- Enroll in eRefund:
After ERAU charges are paid, receive the remaining aid via direct deposit. Before enrolling, turn off your pop-up blocker and have your bank’s routing number and your personal checking/savings account number available. Go to ERNIE > Campus Solutions > Finances > My Student Account > Make a Payment–Access Account > Electronic Refunds > Setup Account.
- Opt-out of ERAU Health Insurance, if you have it already:
All students are required to have health insurance; therefore, all students are automatically enrolled in the University’s student health insurance plan with the premium charged to their account. Students who can provide proof of comparable coverage can opt out by completing an Insurance Waiver Request by the Fee Payment Deadline on ERNIE > Campus Solutions > Finances > Complete Health Insurance Info. For help, contact the Wellness Center at 928-777-6653 or prwellnesscenter@erau.edu.
- Obtain a parking permit, if needed:
Get a parking permit starting mid-August for fall. No immediate payment is required; charges can be added to your student account. Print a temporary permit at the end of the online transaction. Then, allow 10 business days for your decal to arrive by mail. Visit prescott.erau.edu/about/security and click on the link "Online Parking Registration" in the right-hand column.
- Pay any remaining balance by the Fee Payment Deadline:
- If your financial aid does not cover the amount owed, the remaining balance must be paid 10 days before classes start.
- Online payments can be made on ERNIE via eCheck and credit card.
- Mail a check/money order with your name and ID to Student Financial Services 3700 Willow Creek Road, Prescott, AZ 86301.
- In-person payments can be made at Student Financial Services Mon.-Fri. from 8 a.m.-4:30 p.m. MST in building 13 via personal check, PIN debit card, money order or cashier’s check. Credit cards are only accepted online.
Other options to pay your remaining balance:
- Parent PLUS Loans may be borrowed by parents of dependent students.
- FAFSA completion required.
- Parents can apply starting May 15 for fall by logging in with their FSA ID at studentaid.gov/plus-app/parent/landing.
- On the PLUS Loan application, under School Information, choose “Arizona” as the state and “Embry-Riddle Aeronautical University – Prescott Campus” as the school to notify.
- Results are sent to ERAU with 24 hours for further processing. Please allow up to a week for completion during peak times.
- If approved, parents must complete the PLUS Master Promissory Note (MPN) at studentaid.gov/mpn/parentplus/landing.
- Find more information at studentaid.gov/understand-aid/types/loans/plus/parent.
- On the PLUS application, the parent chooses who will receive the leftover PLUS Loan funds after University charges are paid (me, the parent or the student). Parents may enroll in direct deposit if “me, the parent” was selected. Find the steps at https://daytonabeach.erau.edu/-/media/files/daytona-beach/financial-aid/ach-plus-loan-parent-refunds.pdf.
- Private Loans can be borrowed by students with an established credit history and adequate income to qualify.
- Consider private loans as the last resort to funding as they tend to be the most expensive loan.
- Learn the advantages of federal loans over private loans at studentaid.gov/federal-vs-private.
- Fast Choice makes comparing lenders easy, visit prescott.erau.edu/financial-aid/loans and click on “Private Loans.”
- Processing and receiving private loan funds may take four weeks, so plan accordingly.
- Enroll in the ERAU Payment Plan.
- Divide ERAU charges not covered by financial aid into three or four monthly installments, depending on when you enroll.
- Plan excludes flight costs, books, and course materials.
- An Enrollment Fee of $65 and a down payment is required when signing up (25% to 33% of the unpaid portion).
- Enroll on ERNIE starting August 1 for fall and December 1 for spring.
- ERNIE > Campus Solutions > Finances > My Student Account > Make a Payment–Access Account > Payment Plans > Enroll Now
- For more information, contact Student Financial Services Monday-Friday from 8am-4:30pm MST in building 13; call 928-777-3726; or email pcbursar@erau.edu.