All registered students must have health insurance (this does not include Worldwide Campus students). Enrollment is automatic and your student account will be charged the insurance fee.
All students who have comparable insurance and do not need to purchase the student insurance must waive out of the student insurance plan between July 8 and September 6. If this is not done, your student account will be charged for the annual premium.
To review coverage, exclusions, and limitations please visit www.uhcsr.com/eraup.
The preferred provider for this plan is United Healthcare Options PPO. If care is received from a preferred provider, any covered medical expenses will be paid at the Preferred Provider level of benefits. If the covered medical expense is incurred due to a medical emergency, benefits will be paid at the preferred provider level of benefits. In all other situations, reduced or lower benefits will be provided when an out-of-network provider is used.
During the waiver period, Embry-Riddle students can access the insurance waiver by logging onto ERNIE.
Note: International students cannot complete this online waiver. International students will have to see Debi Parris (928-777-3774) in the Center for International Programs and Services (CIPS) to waive out of the insurance plan.
Failure to waive the insurance by the semester deadline will result in the nonrefundable insurance fee remaining on your student account. Embry-Riddle is not responsible for insurance waivers that are submitted after the deadline.
If you need additional information or are having trouble waiving out, please contact the Wellness Center at 928-777-6653
All International students by law and University requirements must have health insurance as a condition of enrollment. This must be a United States-based insurance with major medical coverage, in order to meet residency requirements as established by the U.S. State Department. If you have insurance and wish to be exempt from the University group policy, the deadline for providing proof of alternative insurance is the end of the second week of class.
To be exempt from the University group policy, please bring your policy provisions stipulating the amount of coverage for illness and injury to the office of Debi Parris, who is located in the CIPS office. You may also email your policy prior to your arriving at Embry-Riddle.
Your information will be forwarded to the Health Insurance Coordinator, who will waive you out of the school insurance, and your account will be credited.
If you do not provide proof of your alternative coverage by the second week of class, you will be responsible to pay for the University insurance policy.